Opinions expressed here are our own, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply to offers listed.
The Apple Card is a sleek option if you’re already deep in the Apple ecosystem and want a credit card that just works — no fuss, no fees, and everything managed cleanly from your iPhone. You get 3% cashback on Apple purchases and a few select retailers, 2% back on anything you buy using Apple Pay, and 1% back on everything else. The rewards aren’t market-leading, but the experience is.
Where this card really shines is its user interface and transparency. The Wallet app lets you track spending in real-time, shows you exactly how much interest you’d owe if you carry a balance, and gives you category breakdowns of where your money’s going. For beginners or anyone who values that clarity, it’s a great 'Apple-fied' user experience.
That said, this isn’t a power-user card for racking up rewards. You can definitely do better on cashback or travel perks elsewhere. But if you care about design, simplicity, and privacy — and you mostly pay with your phone — the Apple Card is a perfectly decent choice.
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I don’t include all US credit card offers available on this site. Instead, I write primarily about cards which earn airline miles, hotel points, and some cash back (or have points that can be converted into the same).
Editorial Note: The opinions, analyses, and evaluations here are mine and not provided by any bank including (but not limited to) American Express, Chase, Citibank, US Bank, Barclays or any other company. They have not reviewed, approved or endorsed what I have to say.
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