Opinions expressed here are our own, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply to offers listed.
The Capital One Venture X is one of my top travel cards, full stop. The $395 annual fee might seem steep, but you get $300 in travel credits through Capital One Travel, plus 10,000 anniversary miles each year (worth around $100). That already covers the fee if you travel even once or twice a year. Add in lounge access, 2x miles on every purchase, and up to 10x on travel booked through Capital One’s portal, and it starts to look like a steal.
What I really like about the Venture X is how easy it is to use. There are no complicated category trackers or rotating offers to manage. You get strong earning across the board, great transfer partners if you’re into squeezing value from miles, and the card also comes with all the travel protections you’d hope for—trip delay, lost baggage, rental car insurance, the works.
In my view, it’s one of the rare premium cards where the math actually works out in your favor without much effort. If you travel semi-regularly and want a dependable card that quietly gives you serious value, this one’s hard to beat.
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I don’t include all US credit card offers available on this site. Instead, I write primarily about cards which earn airline miles, hotel points, and some cash back (or have points that can be converted into the same).
Editorial Note: The opinions, analyses, and evaluations here are mine and not provided by any bank including (but not limited to) American Express, Chase, Citibank, US Bank, Barclays or any other company. They have not reviewed, approved or endorsed what I have to say.
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