Opinions expressed here are our own, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply to offers listed.
The Chase Sapphire Preferred® Card is widely considered one of the best entry-level travel credit cards out there, and for good reason. For a modest $95 annual fee, you get access to a hefty welcome bonus, strong rewards on key spending categories, and flexible point redemptions through Chase Ultimate Rewards. It earns 3x points on dining, 2x on travel, and 1x on everything else, which gives it solid everyday value without being overwhelming.
What sets it apart, though, is how useful and easy it is to redeem those points. Chase points can be transferred to a range of airline and hotel partners or used via Chase Travel℠. That extra value can really add up if you’re booking flights or hotels, especially compared to flat cashback cards. You also get a few handy perks like primary rental car insurance, trip delay protection, and no foreign transaction fees.
If you’re just getting started with points and miles, the Sapphire Preferred is a smart, versatile pick. It won’t get you lounge access or luxury travel credits, but for the average traveller, it hits a very sweet spot between value, simplicity, and flexibility. And here’s the kicker: if you travel even once or twice a year, you’re likely to make back the $95 in value pretty easily.
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I don’t include all US credit card offers available on this site. Instead, I write primarily about cards which earn airline miles, hotel points, and some cash back (or have points that can be converted into the same).
Editorial Note: The opinions, analyses, and evaluations here are mine and not provided by any bank including (but not limited to) American Express, Chase, Citibank, US Bank, Barclays or any other company. They have not reviewed, approved or endorsed what I have to say.
Comments made in response to posts are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered.
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