The Robinhood Gold Card is one of the most compelling flat-rate cashback cards I’ve seen in a while. It offers an impressive 3% cash back on all purchases, which is significantly higher than the standard 1.5% or 2% offered by most competitors. There’s no rotating categories, no hoops to jump through, and no confusing reward structure. If you value simplicity and high return, this card is hard to ignore.
What’s especially interesting is how Robinhood is positioning this card as part of its broader ecosystem. Rewards are deposited directly into your brokerage account, making it seamless to reinvest your cashback. That said, this won’t be the best card for travel benefits or niche perks like lounge access or purchase protection. It’s really a cashback workhorse, and one that makes the most sense if you’re already plugged into Robinhood’s platform (like I am).