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Banking
Comparing the best banks of 2025.
High-Yield Savings
Member FDIC
Openbank HYSA
APY Rate
4.20%
Approved
Winner
This is Santander’s newest online bank and it offers a strong base APY. A good consideration!
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Member FDIC
American Express HYSA
APY Rate
3.50%
Approved
Winner
Highly reputable as the account is American Express, but the less competitive APY leaves you wanting more…
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Member FDIC
Wealthfront Cash Account
APY Rate
4.00%
Approved
Winner
One of my personal favorites, the cash account is not a traditional savings account but is still FDIC insured.
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Member FDIC
SoFi HYSA
APY Rate
3.80%
Approved
Winner
One of the better APY’s you will get out there provided you link direct deposit. SoFi is a great all-in-one banking app.
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Member FDIC
Capital One HYSA
APY Rate
3.50%
Approved
Winner
A no-frills online bank that has no fees for having checking and savings accounts. Strong rates.
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